Well I’ve finally decided to take drastic action to get out of debt. Every time I turn around there’s another story about how the majority of people are drowning in debt and there’ll be a reckoning of sorts when interest rates start to rise. So, in the past month, I’ve been … [Read more...] about Time to Pay Down Mortgage
Financial success often involves controlling expenses and reducing one’s personal debt load. If you want to eliminate debt the first step will always be to control your expenses. While this is often easier said than done, I’m focusing hard on planning out my family’s spending by … [Read more...] about Control Expenses and Reduce Debt
Debt is the biggest drag on most people's finances. Yet much of what I've written on this personal finance blog has to do with saving and investing. I've hardly mentioned anything at all about debt because I don't carry much of it. My personal debt/equity ratio is 16.74% and … [Read more...] about Get Out of Debt!